Sandy Beehive Credit Union is excited to help our members more effectively control their finances with FinanceWorks. FinanceWorks uses easy-to-understand charts to represent your spending patterns. Transactions are updated just as fast as FinanceWorks receives the information – often immediately! You don’t have to guess when checks will clear or when automatic drafts will be taken.

Sandy credit union members who have started using this powerful accounting tool say that it is helping them put more money into savings and pay down their debts quicker.

Because you access FinanceWorks from your trusted Sandy Beehive Credit Union online banking login, there is no need to download any additional software.

Take an online tour of Beehive FinanceWorks. With FinanceWorks, Beehive is the top Utah bank of online banking. If you don’t currently use Beehive Online Banking, what are you waiting for?

Call us at 801-484-8811 so we can help you get going with the most powerful and easiest-to-use personal financial management tool available anywhere!

If you have never used Sandy Beehive Credit Union Sandy Online Bill Pay, you are spending way too much time writing checks, buying stamps and stuffing envelopes. Most of us pay the same bills every month: insurance premiums, mortgage payments, Salt Lake City gas and electric bills, credit card payments, Midvale cable TV, and Utah internet service providers, just to name a few.

Sandy Beehive Credit Union Online Bill Pay is easy to set up and even easier to use. The Bill Pay guide at http://www.beehivecredit.com shows you how. Of course, you can always call 801-484-8811 for help getting started or stop by the Sandy branch at 10490 S. 1300 E. in Sandy to talk to an account specialist.

Sandy Direct Deposit is another Beehive service that makes your life easier. With Sandy Beehive Credit Union Direct Deposit, you will never have to stand in line on payday again! You can have all or part of your paycheck deposited directly to the personal or business account of your choice. (This works for any type of check, including Social Security checks.)

The Sandy Beehive Credit Union website contains all the sign-up forms you need for these and other services. Don’t forget; you can apply for loans, change your address, order checks and apply for new accounts online.

It’s not that we don’t like to see you come into the Sandy office, we simply acknowledge that it is not always convenient in the course of your busy day, and so we have made it easy for you to bank online with Beehive.

Sandy Beehive Credit Union
10490 S. 1300 E.
Sandy, Utah 84094
801-484-8811

http://www.beehivecredit.com

Sandy Beehive Credit Union offers a variety of business loans including SBA loans, business real estate financing and express lines of credit.

Many people in other parts of the country have had a difficult time finding financing in the past few years as the credit market has tightened. Business owners in Salt Lake City are fortunate to have a local institution with plenty of money to lend. Beehive banking always offers competitive rates on all our different loan products.

We know that Sandy entrepreneurs are busy managing their companies. The loan application process at Beehive is hassle-free. Our business loan specialists do most of the work for you. Check http://beehivecredit.com/business.shtml for current interest rates.

Draper business owners can also benefit from Beehive Cash Management. Cash Management is an electronic banking system designed for business banking. It’s secure with password protection and has a variety of business banking features to help you manage your business finances with ease. You can learn more about this powerful tool at our online business loans website.

At Sandy Beehive Credit Union, we provide credit union services designed to protect your information. E-Statements are a secure record of your account activity and cannot be stolen from your mailbox. When contacting us online, be sure to use our online secure form which can be accessed from http://www.beehivecredit.com.

Though online fraud is a continual threat for Sandy credit union bankers, identity theft is more often committed offline.

A recent Javelin Identity Fraud Survey Report contains some surprising facts about identity theft:

The most frequently reported source of information used to commit fraud is a lost/stolen wallet or checkbook.

Among cases where the perpetrator’s identity is known, half of all identity fraud is committed by a friend, family member, relative, neighbor or in-home employee.

The majority of identity fraud crimes are self-detected.

It is important to review your Salt Lake City bank or credit union account activity on a regular basis. Obtaining and reading your credit report can also alert you to problems. Ironically, there are a multitude of credit report scams, so be sure to see http://www.beehivecredit.com for instructions on safely ordering a free credit report from an agency approved by the Federal Trade Commission.

If you haven’t read the Sandy Beehive Credit Union fraud alerts on our website, we urge you to do it soon. We hope our members use the valuable information to help protect themselves from identity theft and banking scams.

Year end festivities often strain tight budgets. At Sandy Beehive Credit Union, we help ease the pain for Salt Lake City loan customers with our popular year end promotion. The Sandy Beehive Credit Union Holiday Charity Skip-a-Payment program allows members to skip a monthly loan payment in November, December or January.

The fee for this service is $35, a portion of which is donated to charitable organizations. See our Skip a Payment Website for all the details.

Sandy Beehive Credit Union is located at 10490 S. 1300 E. in Sandy. Our phone number is 801-484-8811. We have been serving Draper and Midvale families since 1954.

Sandy BCU can help you out with all your gift buying. Our Prepaid Visa cards can be loaded with any amount up to $2000 and are accepted at any store that takes Visa, whether in or out of the Salt Lake City area. The cards can also be registered to the recipient so he or she can use them for online purchases.

If you keep several Sandy Beehive Credit Union Prepaid Visa cards on hand, you will always be prepared for those special occasions.

A Prepaid Visa card is also great for a child who is heading off to college. Instead of giving your son or daughter a conventional credit card that has a fixed credit limit, you can provide a Prepaid Visa card. Then you can reload the card as needed during the school year-either online or at your Sandy Beehive branch.

Sandy Beehive Credit Union Prepaid Visa Cards make gift shopping quick and easy!

The IRS Tax Website outlines the qualifications:

• Applies only to homes used as a taxpayer’s principal residence.
• Reduces a taxpayer’s tax bill or increases his or her refund, dollar for dollar.
• Is fully refundable, meaning the credit will be paid out to eligible taxpayers, even if they owe no tax or the credit is more than the tax owed.

Now is the best time to buy your first Salt Lake City home. Utah homes prices have not risen significantly in the past few months and there are still many affordable Draper and Midvale homes for sale.

Do you need another reason? Here it is; Sandy Beehive Credit Union mortgage interest rates are still at historic lows! Call a neighborly Sandy Beehive Credit Union loan specialist at 801-484-8811 or use our Online Loan Calculator. You may discover that your monthly mortgage payment will end up being lower than your current rent.

Sandy Beehive Credit Union offers the full range of Utah mortgage loans; fixed-rate, adjustable-rate, balloon, interest-only and reverse mortgages. At Sandy Beehive Credit Union, first time West Jordan homebuyers experience a quick and hassle free application process. That is only one of the ways the friendly loan specialists at Sandy Beehive Credit Union guide first time buyers every step of the way.

Come in to any one of our nine banking branches in Utah to discuss opening a new Second Chance Checking account. We know how hard things can be, and having a new checking account is a good first step to regaining financial independence. We offer a great selection of services with our Second Chance Checking account that can help make your life a little easier. For instance, automatic deposit from your employer.

Our Second Chance Checking requires no minimum balance, so no matter where you are starting from; we can help.

Stop by our local Sandy Beehive Credit Union branch in the Draper area. You can find us at:

10490 S. 1300 E. in Sandy, Utah 84094

From July 20, 2009 to August 21, 2009, every Sandy Beehive Credit Union debit card transaction automatically enters the card owner in the contest. Entering to win couldn’t be easier.

Simply use your card anywhere, whether in Salt Lake City or out of state and then sign your receipt to be eligible. (Choose ‘credit’ instead of ‘debit’ on the screen to get a receipt to sign.)

Swipe. Sign. Win! at Sandy Beehive Credit Union!

If you are enjoying a busy and fun filled summer, you are probably pulling out your Sandy Beehive Credit Union debit card often, but now you have an added incentive. The more you use it, the greater your chance of winning.

If you don’t have a Sandy Beehive Credit Union debit card, see the Debit Card Page on our website for information on this safe and convenient way to pay. (You can also see all the colors available.)

While you are visiting our website, you may want to check our competitive interest rates for auto, mortgage or home equity loans. Sandy Beehive Credit Union has been providing affordable financial services for families in Midvale, West Jordan and Draper since 1954.

See our Sandy Beehive Credit Union Swipe-Sign-Win Contest Rules for more details.

• Sandy Beehive Credit Union
• http://www.beehivecredit.com/contact_locations.shtml
• 10490 S. 1300 E.
• Sandy, Utah 84094
• 801-484-8811

Online Bill Pay is Easy
Pay all your bills from one website, with one login. The Bill Pay Quick Start Guide on the Sandy Beehive Credit Union website explains how to get started. Of course, we can also help you via phone or in person. Getting started with online bill pay is quick and easy, and not as intimidating as you might think.

Recurring Payments Save Even More Time
Many of your payments are the same amount every month. Take advantage of our powerful online bill pay system and automate these payments. All you have to do is set the amount and the frequency, and we’ll take care of the rest. You’ll have full access to the report, and can stop the process at any time.

Online Bill Pay is Secure
With 128 bit encryption, your information is just as unrecognizable (and unusable) as if it were shredded 128 times. That’s pretty secure! We take your online security very seriously.

Come see us at:
Sandy Beehive Credit Union
10490 S. 1300 E.
Sandy, Utah 84094
801-484-8811

Simplify your bill paying with Sandy Beehive Credit Union Online Bill Pay!